Reinsurance with CNA National

Participation Programs to Meet YOUR Needs

Our reinsurance staff has the expertise to help dealers maximize their profits. With numerous awards for reinsurance and a long track record of success, we're here to help you.


Why Choose Us

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Our inception-to-date
distributions exceed
$712 million.

2021 Dealers' Choice Award Platinum - 13 Consecutive Years for Reinsurance

Awarded for reinsurance
14 consecutive years.

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In 2023, our distributions
to dealers surpassed
$28 million.

Our Programs


Our retro program, Dealer Equity, is the first participation plan we offered and today remains highly successful for dealers who meet the vehicle service contract sales minimums. With no formation fees or ongoing expenses, this program has been a powerful tool in assisting dealers in meeting their financial goals.


With over 40 years of claims administration and accounting expertise, CNAN is perfectly positioned to guide you through the process of forming a DOWC and to provide the reporting and record keeping, along with excellent claim adjudication, to ensure your success.


Our CFC is a traditional dealer-owned reinsurance program with both off-shore and on-shore options. This structure is complex; however, our staff has the expertise to review with you its complexities, thoroughly explain the concept, and assist you in determining if this structure aligns with your goals.


Our NCFC, Palo Verde Holdings, was established in 1999 and is domiciled in Bermuda. Like our CFCs, this is a complex structure and may not be appropriate for all dealerships. Our team will work with you to ensure you are on the program that best meets your needs.

Frequently Asked Questions

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3 Questions Dealers Should Answer Before Choosing a Participation Structure

The complexity and intricacies of these programs shouldn't be overlooked.

Download the Guide

Your Profits

Our experts will help determine which of our four participation plans is right for you.

Contact Us
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Contact Us Today

Interested in learning more about working with CNA National? Get in touch with our team to explore new agent or dealer opportunities. Please complete the form below.